At a time when retirees across the country are fretting over the collapse of their 401(k)s, Jane Dwinell and her husband, Sky Yardley, are living the good life. Dwinell, 55, and Yardley, 58, have no debt — no mortgage, no car payments, no credit card bills. They don’t have to work if they don’t want to; they earn $25,000 a year from their investments in Vermont state bonds, which are unaffected by fluctuations in the stock market. They live in a modest house they built themselves in Montpelier . . .... Read more
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